VISA® Services & PrePaid Cards:
 
 
Verified by VISA®  back to top
Verified by VISA® is a free service that protects your existing BankFinancial VISA® Check Card with a personal password, giving you reassurance that only you can use your VISA®  card online.
  • Once your card is activated, your card number will be recognized whenever you purchase at participating online stores
  • Enter your password in the Verified by VISA® window, your identity will be verified, and the transaction will be completed
  • In stores that are not yet participating in Verified by VISA®, your  VISA® card will continue to work as usual
For more information, visit the VISA® website
 
 
VISA® Purchase Alerts  back to top
Once you enroll and register your card, you can receive email and/or SMS text alerts on various types of transactions as soon as your card is swiped and authorized.

BankFinancial also offers transaction based alerts through your Online Banking account. It is important that you are signed up for both alert programs so that you are notified right away if your card is used in a transaction.

Enroll in Three Steps
  • Step 1) Check if your card is eligible
  • Step 2) Register your mobile device and email
  • Step 3) Choose the notification triggers you would like to set-up
Enroll in VISA® Purchase Alerts today!
 
 
VISA® Discounts  back to top
Visa Discounts - added savings just by using your BankFinancial VISA® Check Card
 
How it works:
  • Simply check Visa's website to access special offers from top retailers
  • Browse the list of offers and choose the ones that best fit your lifestyle and current needs.
  • Use your BankFinancial VISA® Check Card to purchase gifts or buy something special for yourself.
  • Enjoy discounts and savings!
What could be easier? Discounts change periodically, so please check back often for new discounts!
 
 
 
Enhanced Security Chip Debit Cards  back to top
BankFinancial VISA® Debit Cards come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Click here to learn more! (This should link to a separate landing page for chip cards with the info below and also what is on our current landing page for chip cards)
 
  • Enhanced fraud protection
    When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud. 
  • Global acceptance
    More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever VISA® Debit Cards are accepted.
  • Easy to use
    Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts. See detailed steps to the right. No matter how you pay, you're protected against unauthorized use with VISA®'s Zero Liability Policy.1 Keep in mind, you can continue to use your chip card online and over the phone, the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.
1. VISA® 's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by VISA® . You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
Q: What is a chip card?
A: BankFinancial VISA® Debit Cards now feature built-in chip technology. You'll enjoy global acceptance plus an enhanced level of security.
 
Q: How does chip technology protect my information?
A: When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
 
Q: Where can I use a chip card?
A: You can use your card at millions of places that accept VISA® Debit Cards, at home and around the world.
 
Q: Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card and enter your PIN. Or select CREDIT and sign for your purchase, if necessary.
 
Q: Does my chip card work at the ATM?
A: Yes. You can still use your card to get cash, check your balance and more. Be sure to insert the chip end of your card into the ATM with the chip facing up. Your card will remain in the ATM until your transaction is complete.
 
Q: Will I have to pay any fees to use a chip card?
A: No. There are no additional fees to use a chip card.