At BankFinancial, we empower companies with funding that focuses on meeting the ever-evolving cash flow demands of the business world. Since 1924, BankFinancial has provided banking and direct lending services to its customers. Our Commercial Finance Division facilitates access to working capital for companies who need quick and flexible funding options. Our goal is to accelerate cash flow by converting accounts receivable and inventory to cash to help support your financial needs.

We also offer cash flow loans to qualified companies for special purpose or seasonal needs, as well as, to finance equipment and owner-occupied real estate. We take pride in getting to know and understand your company’s situation to create customized financing solutions that support your business.

Our Capabilities

  • Facility Size: $500,000-$10,000,000
  • Accounts Receivables Financing (both recourse and non-recourse)
  • Asset-Based Lending
  • True Sale Agreements (off-balance sheet)
  • Letters of Credit
  • Seasonal Over-Formula Advances in Select Industries

      Financing to Support:

  • Working Capital Needs
  • High Growth and Expansion
  • Startup Situations
  • Turnarounds
  • Acquisitions
  • Debt Restructuring / Refinancing
  • New or Existing Government Contracts
  • Inconsistent Earnings History
  • Seasonal Cash Flow Fluctuations
  • Highly Levered Transactions
  • Payroll and Tax Obligations

     Industries We Serve:

  • Temporary Staffing
  • Business Consulting
  • IT Service Providers
  • Wholesalers & Distributors
  • Government Contractors
  • Consumer Products
  • Manufacturing
  • Oil & gas
  • Trucking/Transportation and Logistics

Client Benefits

  • Accelerating cash flow by converting accounts receivable and inventory to cash
  • Advance rates up to 90% and up to 60% on inventory
  • Advances on unbilled receivables available
  • Standard documentation and quick close, 10-15 business days
  • Flexible financing, including no covenant structures available
  • Access to online reporting and other banking products and services

To learn more, please contact us.

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