With a Spectrum CD (Certificate of Deposit) you can invest larger amounts without taking on big risks. This FDIC-insured investment offers tiered interest rates so the more you invest the more you can gain. Spectrum solutions are offered exclusively from BankFinancial.


Account Advantages
  • Automatic Renewal
  • Fixed Rate
  • 11, 15 and 22-Month Terms

Interest Bearing

Minimum Opening Deposit1
$10,000

Withdrawal Restrictions
Penalties are based on the term of the CD and may be incurred if a withdrawal of the principal is conducted on the CD prior to maturity2


  1. Maximum opening deposit is $250,000 for individual accounts and $500,000 for joint accounts
  2. Only interest credited to the CD can be withdrawn at any time prior to maturity without penalty. To earn CD rates on existing funds, a Spectrum relationship is required.

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures/. The terms of the account, including fees or features, may change.