Customers with a Spectrum Checking Account can receive exclusive benefits and rates with a Spectrum  Money Market Account. Your interest rates increase based on your balance so it's easy to meet your savings goals.

Your Account Comes With1
  • Free Cashier’s Checks and Money Orders
  • Free Monthly Paper Statements or eStatements
  • Free Transactions at All BankFinancial Owned ATMs
  • Four (4) Free Transactions per Month at non-BankFinancial ATMs, See Fee Schedule (PDF 95kB) Thereafter2
  • Bank to Bank Transfers3
  • ATM Check Card
  • Online Banking
  • Mobile Banking
  • 24/7 Bank-by-Phone
  • Online Bill Pay
  • Mobile Check Deposit
  • BankFinancial Basic Money Market Checks4
  • 50% Discount on all Non-Basic/Duplicate Checks
Interest Bearing

Minimum Opening Deposit

Minimum Daily Balance

Monthly Service Charge5
$0 If Above Minimum Daily Balance, Otherwise $15

Transaction Limits
  • Account is limited to (6) transactions per statement cycle. Transactions include: checks, preauthorized, automatic, telephone or Online transfers and withdrawals.
  • A $10 Excessive Transaction Fee per occurrence will apply if the account exceed 6 transactions per statement cycle.

  1. Must have a Spectrum Checking account or the account will convert to Personal Money Market
  2. There may be a fee imposed by the owner of the other terminal or network
  3. See Fee Schedule (PDF 95kB) for standard fees
  4. 40 checks per order, non-duplicate checks, shipping costs apply
  5. Monthly Service Charge is waived for the first statement cycle

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at The terms of the account, including fees or features, may change