Customers with a Spectrum Checking Account can receive exclusive benefits and rates with a Spectrum Money Market Account. Your interest rates increase based on your balance so it's easy to meet your savings goals.
Your Account Comes With1
- Free Cashier’s Checks and Money Orders
- Free Monthly Paper Statements or eStatements
- Free Transactions at All BankFinancial Owned ATMs
- Four (4) Free Transactions per Month at non-BankFinancial ATMs, See Fee Schedule (PDF 95kB) Thereafter2
- Bank to Bank Transfers3
- ATM Check Card
- Online Banking
- Mobile Banking
- 24/7 Bank-by-Phone
- Online Bill Pay
- Mobile Check Deposit
- BankFinancial Basic Money Market Checks4
- 50% Discount on all Non-Basic/Duplicate Checks
Interest Bearing
Minimum Opening Deposit
$2,500
Minimum Daily Balance
$5,000
Monthly Service Charge5
$0 If Above Minimum Daily Balance, Otherwise $15
Withdrawal Restrictions
- Limited to 6 Pre-authorized, Automatic, or Online Transfers per Statement Cycle
- A $10 Fee Will Apply For Each Restricted Withdrawal Over the Limit
- Must have a Spectrum Checking account or the account will convert to Personal Money Market
- There may be a fee imposed by the owner of the other terminal or network
- See Fee Schedule (PDF 95kB) for standard fees
- 40 checks per order, non-duplicate checks, shipping costs apply
- Monthly Service Charge is waived for the first statement cycle
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at
www.BankFinancial.com/disclosures. The terms of the account, including fees or features, may change