Unlock your interest earning potential with our Integrated Business Checking Account. Designed for growing businesses, this account features tiered pricing that maximizes your earnings with competitive rates that increase as your balance grows. It features automatic sweeps for excess cash balances into an Insured Cash Sweep (ICS) Account, that ensures FDIC coverage for balances up to $10 million.1 Plus it offers full access to our Business Online Banking and our full suite of Treasury Management Services.
Your Account Comes With
- Premium Interest Rates
- Free Monthly eStatements2
- Free ATM Transactions at All BankFinancial Owned ATMs
- See Fee Schedule (PDF 84kB) for non-BankFinancial ATM3
- Online ACH Origination
- Online Wires
- Remote Deposit Capture4
- Business Visa Check Card
- Business Online Banking
- Business Mobile Banking
- 24/7 Bank-by-Phone
- Business Online Bill Pay
Interest Bearing
Yes
Minimum Opening Deposit
$500
Minimum Daily Balance
$0
Monthly Service Charge5
$15
Statement Cycle Dates
Monthly on the Last Day of the Month
Per Item Charge
- $0.20 per Item Paid
- $0.15 per Item Deposited
- $0.50 per Deposit Ticket
- $0.20 per Tax Payment
- $0.15 per $100 of Currency Deposited
- $0.15 per Roll/Strap of Coins/Currency Supplied
- Requires Integrated Business Checking and a Cash Manager sweep to the Integrated Business Checking ICS Sweep account for balances in excess of $250,000. Balances are capped at $10,000,000 over which no interest is paid.
- Paper Statements are $3
- There may be a fee imposed by the owner of the other terminal or network
- If eligible requires Check Scanner. See fee schedule (PDF 84kB) for applicable fees.
- Monthly Service Charge is waived for the first statement cycle
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures. The terms of the account, including fees or features, may change.