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Individual Retirement Accounts Rates

Certificates of Deposit
Account Type Opening Deposit Minimum Balance1 Interest Rate Annual Percentage Yield
91 Day $500 $500 and above 1.24% 1.25% Locations
6 Month $500 $500 and above
 1.49%
 1.50% Locations
1 Year $500
 $500 and above
 1.74% 1.75% Locations
1.5 Year $500
 $500 and above
 2.23%
 2.25% Locations
2 Year $500
 $500 and above
 2.47%
 2.50% Locations
2.5 Year $500
 $500 and above
 2.71% 2.75% Locations
3 Year $500
 $500 and above
 2.96% 3.00% Locations
4 Year $500
 $500 and above
 2.96% 3.00% Locations
5 Year $500
 $500 and above
 2.96% 3.00% Locations
Professional Retirement Planning, Investment2  and Insurance Services
Our Retirement Plans are available as ROTH, SEP, SIMPLE, Educational, or Traditional IRAs. Retirement Management allows you to self-direct your IRA funds to many investment options. Financial Assurance is an independent insurance agency working with a carefully selected group of financially sound, reputable companies providing professional insurance services to protect your financial goals. 
 
 
 
 

Deposit Rates are accurate as of 03/19/2026 and subject to change without notice. Retirement Management Account is variable and may change after the account is opened. Interest is compounded daily and will be credited to the account on the scheduled statement date. Fees may reduce earnings. Daily balance is the amount of principal in the account each day. Certificate of Deposit may be subject to substantial penalty for early withdrawal.   Contact our Customer Service Center or visit your local branch for further information about applicable fees and terms. 
 
  1. The minimum balance must be maintained for one year in order to receive the Annual Percentage Yield.
  2. Investment services provided through the Bank's Trust and Investment Services Department. Investment products are: Not FDIC Insured / May Lose Value / Not Financial Institution Guaranteed / Not a Bank Deposit / Not Insured By Any Federal Government Agency.