Get a special low 0% introductory APR1 for 20 billing cycles on purchases and balance transfers.
Thereafter, a variable APR, currently 11.99%-20.99%1, when you apply for the Visa® Business Card by September 30, 2021.

Enjoy big savings with this card:
Pay down high interest balances
Save on interest
No Annual Fee1

Easily add to your mobile device for simple, secure payments.
Make mobile purchases with compatible Apple®, Android® or Samsung® phones.


1The 0% introductory APR applies to Purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to Balance Transfers made within 620 days of account opening and is valid for the first 20 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 03/01/2021, the undiscounted variable APR for Purchases and Balance Transfers is 11.99%-20.99% (based on your creditworthiness). The variable Penalty APR is 28.99%. The introductory APR will end early and increase to the Penalty APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase
transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your payments to balances with lower APRs, including promotional APRs, before balances with higher APRs.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. 2 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. This offer is valid only for new Visa Business Card accounts with this Financial Institution and the application must be submitted by September 30, 2021, through a branch office or call center. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2021 Elan Financial Services. All rights reserved.