Get rewarded for your relationship with BankFinancial by enjoying this full featured checking account: Spectrum Business Checking. Plus, leverage your business relationship with us to qualify authorized signers for other personal Spectrum products eligibility.

Your Account Comes With
  • Premium Spectrum Rates: Eligible for Spectrum Business Money Market & Spectrum CDs
  • 300 Free Items per Month
  • Free Monthly Paper Statements or eStatements
  • Free Transactions at All BankFinancial Owned ATMs
  • See Fee Schedule (PDF 84kB) for non-BankFinancial ATM's1
  • Online ACH Origination
  • Online Wires
  • Remote Deposit Capture2
  • Business Visa Check Card
  • Business Online Banking
  • Business Mobile Banking
  • 24/7 Bank-by-Phone
  • Business Online Bill Pay
Interest Bearing3

Minimum Opening Deposit

Minimum Daily Balance
Minimum Relationship Balance
Maintain $15,000 Minimum Daily Deposit Relationship4
Maintain $100,000 Minimum Loan Relationship

Monthly Service Charge5
$0 If Account Requirements Are Met, Otherwise $30

Statement Cycle Dates
Monthly on the Last Day of the Month

Per Item Charge
  • 300 Free Items per Month Then $0.40 per Item: Includes an Aggregate of Items Paid, Items Deposited and Deposit Tickets
  • $0.15 per $100 of Currency Deposited
  • $0.15 per Roll/Strap of Coins/Currency Supplied

  1. There may be a fee imposed by the owner of the other terminal or network
  2. If eligible requires Check Scanner. See fee schedule (PDF 84kB) for applicable fees.
  3. The interest earned on the entire account balance is determined by the tier in which the account balance falls.
  4. Minimum deposit relationship balance in ANY combination of Checking account, Savings account, Money Market account, and CDs
  5. No Monthly Service Charge IF You Maintain: Minimum Daily Balance OR Minimum Deposit Relationship Balance OR Minimum Loan Relationship Balance. Monthly Service Charge is waived for the first statement cycle

For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at The terms of the account, including fees or features, may change.