Enjoy the best available rates, fee discounts, and best-in-class service with our high-yield Spectrum Select Corporate Checking account.1 This full-featured account comes loaded with all the benefits your business relationship deserves without the need for a cash management sweep to get your excess funds working for your business.
Your Account Comes With
- Premium Interest Rates
- Premium Spectrum Rates: Eligible for Spectrum Select Business Money Market & Spectrum CDs
- Free Cashier's Checks and Money Orders
- Free Stop Payments and Renewals
- Free Monthly eStatements2
- Free transactions at All BankFinancial Owned ATMs
- See Fee Schedule (PDF 84kB) for non-BankFinancial ATMs3
- 15% off all Treasury Management Services, see discounted fee schedule
- Up to 20% off Trust and Investment Services
- Online ACH Origination
- Online Wires
- Remote Deposit Capture4
- Business Visa Check Card
- Business Online Banking
- Business Mobile Banking
- 24/7 Bank-by-Phone
- Business Online Bill Pay
Borrower Bonus Credit5
10% of interest paid in BankFinancial Commercial Loans is credited against certain activity and services fees incurred on this account
Minimum Opening Deposit
Minimum Daily Balance
Minimum Relationship Balance
Monthly Service Charge7
$0, If Above Minimum Daily Balance, Otherwise $100
Statement Cycle Dates
Monthly on the Last Day of the Month
Per Item Charge
- $0.20 per Item Paid
- $0.15 per Item Deposited
- $0.50 per Deposit Ticket
- $0.15 per $100 Cash Deposited
- $0.20 per ACH Credit or Debit
- $0.20 per Tax Payment
- $0.15 per Roll/Strap Supplied
- Account Eligibility: Account owners must be a Corporation, Partnership, or Limited Liability Corporation (LLC). Account eligibility is subject to review and must contain business operating funds.
- Paper Statements are $15
- There may be a fee imposed by the owner of the other terminal or network
- If eligible, requires check scanner. See fee schedule (PDF 84kB) for applicable fees.
- Not all fees are offset by Borrower’s Bonus Credit.
- The interest earned on the entire account balance is determined by the tier in which the account balance falls.
- Monthly Service Charge is waived for the first statement cycle
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.BankFinancial.com/disclosures. The terms of the account, including fees or features, may change.