Enjoy the best available rates, fee discounts, and best-in-class service with our high-yield Spectrum Select Corporate Checking account.1 This full-featured account comes loaded with all the benefits your business relationship deserves without the need for a cash management sweep to get your excess funds working for your business.
 
 
Your Account Comes With
  • Premium Interest Rates
  • Premium Spectrum Rates: Eligible for Spectrum Select Business Money Market & Spectrum CDs
  • Free Cashier's Checks and Money Orders
  • Free Stop Payments and Renewals
  • Free Monthly eStatements2
  • Free transactions at All BankFinancial Owned ATMs
  • See Fee Schedule (PDF 84kB) for non-BankFinancial ATMs3
  • 15% off all Treasury Management Services, see discounted fee schedule
  • Up to 20% off Trust and Investment Services
  • Online ACH Origination
  • Online Wires
  • Remote Deposit Capture4
  • Business Visa Check Card
  • Business Online Banking
  • Business Mobile Banking
  • 24/7 Bank-by-Phone
  • Business Online Bill Pay
 
Borrower Bonus Credit5
10% of interest paid in BankFinancial Commercial Loans is credited against certain activity and services fees incurred on this account
 
Interest Bearing6
 
Minimum Opening Deposit
$50,000
 
Minimum Daily Balance
$50,000
 
Minimum Relationship Balance
Not applicable
 
Monthly Service Charge7
$0, If Above Minimum Daily Balance, Otherwise $100
 
Statement Cycle Dates
Monthly on the Last Day of the Month
 
Per Item Charge
  • $0.20 per Item Paid
  • $0.15 per Item Deposited
  • $0.50 per Deposit Ticket
  • $0.15 per $100 Cash Deposited
  • $0.20 per ACH Credit or Debit
  • $0.20 per Tax Payment
  • $0.15 per Roll/Strap Supplied
 
  1. Account Eligibility: Account owners must be a Corporation, Partnership, or Limited Liability Corporation (LLC). Account eligibility is subject to review and must contain business operating funds.
  2. Paper Statements are $15
  3. There may be a fee imposed by the owner of the other terminal or network
  4. If eligible, requires check scanner. See fee schedule (PDF 84kB) for applicable fees.
  5. Not all fees are offset by Borrower’s Bonus Credit.
  6. The interest earned on the entire account balance is determined by the tier in which the account balance falls.
  7. Monthly Service Charge is waived for the first statement cycle
 
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.BankFinancial.com/disclosures. The terms of the account, including fees or features, may change.