Group of friends

Personal Money Market Comparison

Personal Money Market Spectrum Money Market1
Account Features:

Free Cashier's Checks and Money Order's
Free eStatements
Free Paper Statements 2
Free Transactions at Any BankFinancial Owned ATMs
4 Free Transactions per Month at non-BankFinancial ATMs3
ATM Card
Online Banking
Mobile Banking
24/7 Bank by Phone
Online Bill Pay
Mobile Check Deposit
Earns Interest
Minimum Opening Deposit $500 $2,500
Minimum Daily Balance $2,500 $5,000
No Monthly Service Charge

Service Charge Can Be Avoided By Meeting Requirements
All Other Account Details See Full Details On Each Account Page See Full Details On Each Account Page

  1. Must have a Spectrum Select Checking account or the account will convert to Personal Money Market
  2. Free if primary account owner is age 65 or older
  3. There may be a fee imposed by the owner of the other terminal or network
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at The terms of the account, including fees or features, may change