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Personal Savings Comparison

Everyday Savings Spectrum Savings1 Kids Savings2
Account Features:

Free eStatements
Free Paper Statements 3
Free Transactions at Any BankFinancial Owned ATMs
2 Free Transactions per Month at non-BankFinancial ATMs4

ATM Card
Online Banking
Mobile Banking
24/7 Bank by Phone
Online Bill Pay
Mobile Check Deposit
Earns Interest
Minimum Opening Balance $50 $50 $10
Minimum Daily Balance $150 $1,000 $0
No Monthly Service Charge

Service Charge Can Be Avoided By Meeting Requirements Not Applicable
All Other Account Details See full details on the Account Page See full details on the Account Page See full details on the Account Page

  1. Spectrum Select Checking account required or account will revert to Everyday Savings
  2. Must be titled as a custodian account or joint tenants with rights of survivorship. Primary account owner must be under the age of 21
  3. Free if primary account owner is age 65 or older
  4. There may be a fee imposed by the owner of the other terminal or network
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at The terms of the account, including fees or features, may change