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Personal Checking Comparison


 Spectrum Checking eRewards Checking Everyday Checking
Account Features:


Free eStatements ✔ ✔ ✔
Free Paper Statements ✔

Free Transactions at Any BankFinancial Owned ATMs ✔ ✔ ✔
Free ATM Transactions Anywhere1 ✔

6 Free Transactions per month at non-BankFinancial ATMs1
✔
Surcharge Reimbursement of up to $10 per Statement2 ✔

Free Bank-to-Bank Transfers3 ✔

Visa Check Card ✔ ✔ ✔
Online Banking ✔ ✔ ✔
Mobile Banking ✔ ✔ ✔
24/7 Bank-by-Phone ✔ ✔ ✔
Online Bill Pay ✔ ✔ ✔
Mobile Check Deposit ✔ ✔ ✔
Free BankFinancial Basic Checks ✔
✔4
50% Discount on All Non-Basic/Duplicate Checks ✔
✔4
Earns Interest ✔ ✔
Minimum Opening Balance $2,500 $100 $100
Minimum Daily Balance $10,000 or maintain relationship balance $0 $1,000
No Monthly Service Charge
✔
Service Charge Can Be Avoided By Meeting Requirements ✔ Not Applicable ✔
All Other Account Details See Full Details on Each Account Page See Full Details on Each Account Page See Full Details on Each Account Page

  1. There are no BankFinancial foreign ATM fees, but there may be a surcharge imposed by the owner of the other terminal or network.
  2. Surcharges imposed by the owner of the other terminal or network are reimbursed if all of the following requirements are met: Your account is not overdrawn for one or more days; any related loan account is not delinquent for one or more days.
  3. See Fee Schedule (PDF 95kB) for standard fees.
  4. Free if primary account owner is age 65 or older
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures. The terms of the account, including fees or features, may change.