Earn Up To 3.50% APY*

Put your savings to work with our Spectrum Money Market Account.

Designed for customers who want competitive, tiered rates and flexibility, this limited-time promotional offer helps you earn more as your balance grows — while maintaining convenient access to your funds.

It’s a smart, secure way to maximize your savings with the strength and stability you expect from BankFinancial. 

 
RATE TIERS: 
  • 0.25% APY on balances $0 - $9,999
  • 0.50% APY on balances $10,000-$24,999
  • 3.50% APY on balances $25,000 - $1Million
  • 1.50% APY on balances above $1Million
 
*3.50% Annual Percentage Yield (APY) that applies to deposit balances between $25,000 and $1,000,000. Minimum balance to open is $2,500. Interest is compounded daily and will be credited to the account on the scheduled date. Fees may reduce earnings. Daily balance is the amount of principal in the account each day. Rates accurate as of 02/05/26 and subject to change without notice. Must have a BankFinancial Spectrum Checking account relationship or the account will convert to Personal Money Market.