Customers with a Spectrum Select Checking Account can receive exclusive benefits and rates with a Spectrum Select Money Market Account. Your interest rates increase based on your balance so it's easy to meet your savings goals.
Your Account Comes With1
  • Free Cashier’s Checks and Money Orders
  • Free Monthly Paper Statements or eStatements
  • Free Transactions at All BankFinancial Owned ATMs
  • Four (4) Free Transactions per Month at non-BankFinancial ATMs, See Fee Schedule (PDF 95kB) Thereafter2
  • Bank to Bank Transfers3
  • POP Money: Transfer Funds via Email Address or Mobile Number to a Friend or Family Member without getting their Bank Account Information3
  • ATM Check Card
  • Online Banking
  • Mobile Banking
  • 24/7 Bank-by-Phone
  • Online Bill Pay
  • Mobile Check Deposit
  • BankFinancial Basic Money Market Checks4
  • 50% Discount on all Non-Basic/Duplicate Checks
Interest Bearing
Minimum Opening Deposit
Minimum Daily Balance
Monthly Service Charge5
$0 If Above Minimum Daily Balance, Otherwise $15
Withdrawal Restrictions
  • Limited to 6 Pre-authorized, Automatic, or Online Transfers per Statement Cycle
  • A $10 Fee Will Apply For Each Restricted Withdrawal Over the Limit
  1. Must have a Spectrum Select Checking account or the account will convert to Personal Money Market
  2. There may be a fee imposed by the owner of the other terminal or network
  3. See Fee Schedule (PDF 95kB) for standard fees
  4. 40 checks per order, non-duplicate checks, shipping costs apply
  5. Monthly Service Charge is waived for the first statement cycle
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at The terms of the account, including fees or features, may change