Everyday Savings

The foundation for all of your investments. This solution keeps your money working for you while you build for the future.

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Minimum Opening Deposit
$50
Minimum Daily Balance
$150
Interest Bearing

Yes

Monthly Service Charge
$5
How to Avoid Monthly Service Charge

•  Primary account holder needs to be 65 years or older or
•  Maintain $150 minimum daily balance

Statements

•  Free eStatements
•  $3 for paper statements

Withdrawal Restrictions

•  Limited to six (6) preauthorized, automatic, or Bank-by-Phone or online transfers per statement cycle
•  $10 per occurrence fee if account does not comply with withdrawal restrictions

ATM Fee

•  Unlimited free transactions at all BankFinancial owned ATMs
•  See Fee Schedule for non-proprietary ATMs1

Your Account Comes With

•  ATM Card
•  24/7 Bank-by-Phone
• Online Banking
     - Online Bill Pay
     - Mobile Banking
     - Mobile Check Deposit
     - Bank to Bank Transfer2
     - POP Money Transactions2
• Free for 65 and older
     - Paper statements

1. There may be a fee imposed by the owner of the other Terminal or Network.
2. See Fee Schedule for standard fees.


Personal Savings Accounts

 

Everyday Savings

Spectrum Select Savings1

Kids Savings4

Minimum Opening Balance

$50

$50

$10

Minimum Daily Balance

$150

$1,000

$0

Interest Bearing

Yes

Yes

Yes

Monthly Service Charge

$5

$5

$0

How to Avoid

Monthly Service Charge

· Primary account holder needs to be 65 years or older or

· Maintain $150 minimum daily balance

·   Maintain $1,000 minimum daily balance

Not applicable

Statements

·   Free eStatements

·   $3 for paper statements

·   Free eStatements

·   Paper statements available upon request at no cost

·   Free eStatements

·   Paper statements available upon request at no cost

Withdrawal Restrictions

·   Limited to six (6) preauthorized, automatic, Bank-by-Phone or online transfers per statement cycle

·   $10 per occurrence fee if account does not comply with withdrawal restrictions

·   Limited to six (6) preauthorized, automatic, Bank-by-Phone or online transfers per statement cycle

·   $10 per occurrence fee if account does not comply with withdrawal restrictions

·   Limited to six (6) preauthorized, automatic, Bank-by-Phone or online transfers per statement cycle

·   $10 per occurrence fee if account does not comply with withdrawal restrictions

ATM Fee

·   Unlimited free transactions at all BankFinancial owned ATMs

·   See Fee Schedule for non-BankFinancial ATMs2

·   Unlimited free transactions at all BankFinancial owned ATMs

·   See Fee Schedule for non-BankFinancial ATMs2

Not applicable

Your Account Comes With

·   ATM Card

·   24/7 Bank-by-Phone

·   Online Banking

·   Online Bill Pay

·   Mobile Banking

·   Mobile Check Deposit

·   Bank-to-Bank Transfers3

·   POP Money Transactions3

·   Free for 65 & older

·   Paper statements

·   ATM Card

·   24/7 Bank-by-Phone

·   Online Banking

·   Online Bill Pay

·   Mobile Banking

·   Mobile Check Deposit

·   Bank-to-Bank Transfers

·   POP Money Transactions

·   24/7 Bank-by-Phone

·   Online Banking

·   Online Bill Pay

·   Mobile Banking

·   Mobile Check Deposit

·   Bank-to-Bank Transfers3

·   POP Money Transactions3

 

1. Spectrum Select Checking account required or account will revert to Everyday Savings.
2. There may be a fee imposed by the owner of the other Terminal or Network.
3. See Fee Schedule for standard fees.
4. Must be titled as a custodian account or joint tenants with rights of survivorship. Primary account owner must be under the age of 21.