Lock and Shop

Lock in a great rate today and then focus on finding the perfect house tomorrow with BankFinancial's Lock & Shop program. Here's how it works:

  • Apply for a pre-approval for a 5/1 or 7/1 Adjustable Rate Mortgage
  • Lock the interest rate for 60 days
  • Shop and find your dream home
  • Apply for the loan and relock the interest rate for 60 days. If our published rate is lower than the original lock rate at time of application we'll honor the lower rate.
  • Close and move into your new house.

Apply online today or call us at 1.800.468.1100.

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*Available for 5/1 and 7/1 Adjustable Rate Mortgage conforming and jumbo purchases only. The maximum loan amount is $1,500,000 but there is no minimum amount. Subject to credit and underwriting qualification approval.