At BankFinancial just because you're a small business, it doesn't mean you'll receive small benefits for banking with us. We know that small businesses are the heart and soul of any community. With our Small Business Checking Account you'll have complete access to your deposited funds to meet daily cash needs.
 
 
Your Account Comes With
  • Premium Spectrum Rates: Eligible for Spectrum Select Business Money Market & Spectrum CDs
  • 100 Free Items per Month
  • $10,000 Free Cash Deposits
  • Free Monthly eStatements1
  • Free ATM Transactions at all BankFinancial Owned ATMs
  • See Fee Schedule PDF for non-BankFinancial ATMs2
  • Online ACH Origination
  • Online Wires
  • Remote Deposit Capture3
  • Business Visa Check Card
  • Business Online Banking
  • Business Mobile Banking
  • 24/7 Bank-by-Phone
  • Business Online Bill Pay
 
Interest Bearing
 
Minimum Opening Deposit
$500

Minimum Daily Balance
$1,500

Monthly Service Charge4
$0 If Above Minimum Daily Balance, Otherwise $10
 
Statement Cycle Dates
Monthly on the Last Day of the Month
 
Per Item Charge
  • 100 Free Items per Month Then $0.40 per Item: Includes an Aggregate of Items Paid, Items Deposited, Deposit Tickets and ACH Credits or Debits
  • $0.15 per $100 For All Currency Deposit Amounts Over $10,000
  • $0.15 per Roll/Strap of Coins/Currency Supplied
 
 
  1. Paper Statements are $3
  2. There may be a fee imposed by the owner of the other terminal or network
  3. If eligible requires Check Scanner. See fee schedule PDF for applicable fees.
  4. Monthly Service Charge is waived for the first statement cycle
 
For complete terms governing your account, please consult the Customer Agreement and Disclosure Statement, which can be found at www.bankfinancial.com/disclosures/. The terms of the account, including fees or features, may change.