BankFinancial :: Rates :: Spectrum Select for Business

Spectrum Select for Business

The rates and APYs are accurate as of 11/19/2009

Product	Account Balance*	Interest Rate	APY
Certificates of Deposit
11 Month	$10,000 and over	1.49 %	1.50 %
Minimun $10,000 Opening Deposit
15 Month	$10,000 and over	1.83 %	1.85 %
Minimum $10,000 Opening Deposit
22 Month	$10,000 and over	2.08 %	2.10 %
Minimum $10,000 and above
Money Market
Spectrum Select Business Money Market	$1,000,000 and above	1.00 %	1.00 %
Minimum $2,500 Opening Deposit	$500,000 to $999,999	1.00 %	1.00 %
	$250,000 to $499,999	1.49 %	1.50 %
	$100,000 to $249,999	1.49 %	1.50 %
	$75,000 to $99,000	1.49 %	1.50 %
	$50,000 to $74,999	1.49 %	1.50 %
	$25,000 to $49,999	1.49 %	1.50 %
	$10,000 to $24,999	1.49 %	1.50 %
	$2,500 to $9,999	0.75 %	0.75 %

Spectrum Select for Business requires a minimum average balance of $10,000 in related checking, savings and money market accounts. A $20 monthly fee will be charged to the Spectrum Select Business Checking account if this balance is not maintained. CD rates are available for new money. To earn CD rates on existing funds, a Spectrum Select relationship is required.

Spectrum Select Business Money Market is a variable rate account. The rate may change after the account is opened.

Certificates of Deposit may be subject to a penalty for early withdrawal.

Fees may reduce earnings.

*Minimum to earn Annual Percentage Yield (APY).

**Maximum opening deposit on Spectrum Express CDs is $250,000 for individual accounts and $500,000 for joint accounts.

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

Deposit Rates (view more rates & disclosures)
Top Rate	APY	Interest Rate
Spectrum 15 Month CD	1.85 %	1.83 %
Spectrum MM	1.50 %	1.49 %
Spectrum Checking	1.00 %	1.00 %
Loan Rates (view more rates & disclosures)
Top Rate	APR	Interest Rate
5/1 ARM	4.090%	5.250%