The rates and APYs are accurate as of
11/05/2009
Spectrum Select Money Market, Certificates of Deposit and Retirement rates require a Spectrum Select or Wealth Management Checking. CD rates are available for new money. To earn Certificate of Deposit rates on existing funds, a Spectrum Select relationship is required. Spectrum Select Checking requires a minimum average balance of $10,000 in related checking, savings and money market accounts. A $20 monthly fee will be charged to the Spectrum Select Checking Account if this balance is not maintained. Spectrum Wealth Management Checking requires a Wealth Management relationship. Checking and Money Market are variable rate accounts. The rate may change after the account is opened. Certificates of Deposit may be subject to a penalty for early withdrawal. Fees may reduce earnings. *Minimum to earn Annual Percentage Yield (APY). **Maximum opening deposit on Spectrum Express CDs is $250,000 for individual accounts and $500,000 for joint accounts. ***Spectrum Direct Checking required direct deposit to the account. For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Spectrum Select
Product Account Balance* Interest Rate APY Certificates of Deposit 11 Month $10,000 and over 1.49 % 1.50 % Minimum $10,000 Opening Deposit 15 Month $10,000 and over 1.83 % 1.85 % Minimum $10,000 Opening Deposit 22 Month $10,000 and over 2.08 % 2.10 % Minimum $10,000 and over Money Market Spectrum Select Money Market $1,000,000 and above 1.24 % 1.25 % Minimum $2,500 Opening Deposit $500,000 to $999,999 1.24 % 1.25 % $250,000 to $499,999 1.49 % 1.50 % $100,000 to $249,999 1.49 % 1.50 % $75,000 to $99,999 1.49 % 1.50 % $50,000 to $74,999 1.49 % 1.50 % $25,000 to $49,999 1.49 % 1.50 % $10,000 to $24,999 1.49 % 1.50 % $2,500 to $9,999 0.75 % 0.75 % Spectrum Select Checking Options Spectrum Direct Checking*** All amounts 0.13 % 0.13 % Minimum $100 Opening Deposit Spectrum Select Checking $75,000 and above 1.00 % 1.00 % Minimum $2,500 Opening Deposit $50,000 to $74,999 1.00 % 1.00 % $25,000 to $49,999 1.00 % 1.00 % $10,000 to $24,999 1.00 % 1.00 % $2,500 to $9,999 0.50 % 0.50 % Wealth Management Checking $75,000 and above 1.00 % 1.00 % Minimum $100 Opening Deposit $50,000 to $74,999 1.00 % 1.00 % $25,000 to $49,999 1.00 % 1.00 % $10,000 to $24,999 1.00 % 1.00 % $2,500 to $9,999 0.50 % 0.50 %
- Home |
- Locations & Hours |
- Contact Us |
- Help
Go to 
Learn more about
ScoreCard Rewards!
| Deposit Rates (view more rates & disclosures) |
||
| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.85 % | 1.83 % |
| Spectrum MM | 1.50 % | 1.49 % |
| Spectrum Checking | 1.00 % | 1.00 % |
| Loan Rates (view more rates & disclosures) |
||
| Top Rate | APR | Interest Rate |
|
5/1 ARM |
4.090% | 5.250% |
Earn 1.50 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
Learn More >>
Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
Learn More >>