The rates and APYs are accurate as of
03/04/2010
These are variable rate accounts. The rate may change after the account is opened. Fees may reduce earnings. *Minimum to earn Annual Percentage Yield (APY). For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Personal Checking & Money Market Accounts
Product Account Balance* Interest Rate APY Personal Checking Interest Checking $500 and above 0.13 % 0.13 % Minimum $100 to Opening Deposit Lifestyle 50 Checking All balances 0.13 % 0.13 % Minimun $100 Opening Deposit Graduate Student All balances 0.13 % 0.13 % Minimum $100 Opening Deposit Money Market Personal Money Market Less than $1,000 0.25 % 0.25 % Minimum $1,000 Opening Deposit $1,000 - $10,000 0.50 % 0.50 % $10,001 - $25,000 0.75 % 0.75 % $25,001 - $50,000 0.75 % 0.75 % $50,001 - $75,000 0.75 % 0.75 % $75,001 and over 0.75 % 0.75 %
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| Deposit Rates (view more rates & disclosures) |
||
| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.55 % | 1.54 % |
| Spectrum MM | 1.25 % | 1.24 % |
| Spectrum Checking | 1.00 % | 1.00 % |
| Loan Rates (view more rates & disclosures) |
||
| Top Rate | APR | Interest Rate |
|
5/1 ARM |
4.090% | 5.250% |
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