The rates and APYs are accurate as of
07/29/2010
These are variable rate accounts. The rate may change after the account is opened. Fees may reduce earnings. *Minimum to earn Annual Percentage Yield (APY). For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Personal Checking & Money Market Accounts
Product Account Balance* Interest Rate APY Personal Checking Interest Checking $500 and above 0.13 % 0.13 % Minimum $100 to Opening Deposit Lifestyle 50 Checking All balances 0.13 % 0.13 % Minimun $100 Opening Deposit Graduate Student All balances 0.13 % 0.13 % Minimum $100 Opening Deposit Money Market Personal Money Market Less than $1,000 0.13 % 0.13 % Minimum $1,000 Opening Deposit $1,000 - $10,000 0.25 % 0.25 % $10,001 - $25,000 0.50 % 0.50 % $25,001 - $50,000 0.50 % 0.50 % $50,001 - $75,000 0.50 % 0.50 % $75,001 and over 0.50 % 0.50 %
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| Deposit Rates (view more rates & disclosures) |
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| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.10 % | 1.09 % |
| Spectrum MM | 0.85 % | 0.85 % |
| Spectrum Checking | 0.65 % | 0.65 % |
| Loan Rates (view more rates & disclosures) |
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| Top Rate | APR | Interest Rate |
|
HELOC |
4.000% | 4.000% |
|
5/1 ARM |
4.008% | 5.250% |
|
15 Year Mortgage |
4.323% | 4.125% |
|
30 Year Mortgage |
4.742% |
4.625% |
Earn 0.85 % APY On Your Higher Balances!
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