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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.10 % 1.09 %
Spectrum MM 0.85 % 0.85 %
Spectrum Checking 0.65 % 0.65 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

HELOC

4.000% 4.000%

5/1 ARM

4.008% 5.250%

15 Year Mortgage

4.323% 4.125%

30 Year Mortgage

4.742%

4.625%

 

 

 

Spectrum Express Account Rates

Spectrum Express Accounts can only be opened at a BankFinancial Express Branch location - Skokie, New Lenox or Addison.

The rates and APYs are accurate as of 07/29/2010  

ProductAccount Balance*Interest RateAPY
Certificates of Deposit         
14 Month$1,000 and over1.34 %1.35 %
Minimum $1,000 Opening Deposit   
21 Month$1,000 and over1.74 %1.75 %
Minimum $1,000 Opening Deposit   
Checking$10,000 and over0.75 %0.75 %
Minimum $100 Opening Deposit$2,500 to $9,9990.50 %0.50 %
Money Market$500,000 and over0.50 %0.50 %
Minimum $2,500 Opening Deposit$10,000 to $499,9991.00 %1.00 %
 $2,500 to $9,9990.65 %0.65 %
SavingsAll amounts0.75 %0.75 %
Minimum $50 Opening Deposit   
Business Money Market$500,000 and over0.50 %0.50 %
Minimum $2,500 Opening Deposit$10,000 to $499,9991.00 %1.00 %
 $2,500 to $9,9990.65 %0.65 %
Business SavingsAll amounts0.75 %0.75 %
Minimum $50 Opening Deposit   

Checking and Money Market are variable rate accounts. The rate may change after the account is opened.

Certificates of Deposit may be subject to a penalty for early withdrawal.

Fees may reduce earnings.

* Minimum to earn Annual Percentage Yield (APY).

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

 

 

 

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