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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.85 % 1.83 %
Spectrum MM 1.50 % 1.49 %
Spectrum Checking 1.00 % 1.00 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

5/1 ARM

4.090% 5.250%

 

 

 

Individual Retirement Account

The rates and APYs are accurate as of 11/19/2009

All retirement CDs are available as Traditional, Roth, or Education IRAs. You may make deposits in $50 increments to all Retirement CDs. There are no early withdrawal penalties on qualified disbursements from a BankFinancial Retirement CD.

Product/TermAccount Balance**Interest RateAPY
Retirement Management*Less than $1,0000.25 %0.25 %
Minimum $50 Opening Deposit$1,000 - $9,9990.50 %0.50 %
 $10,000 - $24,9990.75 %0.75 %
 $25,000 - $49,9990.75 %0.75 %
 $50,000 - $74,9990.75 %0.75 %
 $75,000 and over0.75 %0.75 %
IRA 91 Day$500 - $249,9990.45 %0.45 %
Minimum $500 Opening Deposit$250,000 and over0.45 %0.45 %
IRA 6 Month$500 - $249,9990.65 %0.65 %
Minimum $500 Opening Deposit$250,000 and over0.65 %0.65 %
IRA 1 Year$500 - $249,9991.05 %1.05 %
Minimum $500 Opening Deposit$250,000 and over1.05 %1.05 %
IRA 1.5 Year$500 and over1.34 %1.35 %
Minimum $500 Opening Deposit   
IRA 18 Month jump rate$1,000 and over1.29 %1.30 %
Minimum $1,000 Opening Deposit   
IRA 18 Month variable rate*$500 and over0.17 %0.17 %
Minimum $500 Opening Deposit   
IRA 2 Year$500 and over1.69 %1.70 %
Minimum $500 Opening Deposit   
IRA 2.5 Year$500 and over1.74 %1.75 %
Minimum $500 Opening Deposit   
IRA 3 Year$500 and over2.03 %2.05 %
Minimum $500 Opening Deposit   
IRA 4 Year$500 and over2.52 %2.55 %
Minimum $500 Opening Deposit   
IRA 5 Year$500 and over2.96 %3.00 %
Minimum $500 Opening Deposit   

Certificates of Deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum balance to earn Annual Percentage Yield (APY).

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

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