The rates and APYs are accurate as of
07/29/2010
All retirement CDs are available as Traditional, Roth, or Education IRAs. You may make deposits in $50 increments to all Retirement CDs. There are no early withdrawal penalties on qualified disbursements from a BankFinancial Retirement CD. Certificates of Deposit may be subject to a penalty for early withdrawal. *The rate may change after the account is opened. **Minimum balance to earn Annual Percentage Yield (APY). For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Individual Retirement Account
Product/Term Account Balance** Interest Rate APY Retirement Management* Less than $1,000 0.13 % 0.13 % Minimum $50 Opening Deposit $1,000 - $9,999 0.25 % 0.25 % $10,000 - $24,999 0.50 % 0.50 % $25,000 - $49,999 0.50 % 0.50 % $50,000 - $74,999 0.50 % 0.50 % $75,000 and over 0.50 % 0.50 % IRA 91 Day $500 - $249,999 0.35 % 0.35 % Minimum $500 Opening Deposit $250,000 and over 0.35 % 0.35 % IRA 6 Month $500 - $249,999 0.55 % 0.55 % Minimum $500 Opening Deposit $250,000 and over 0.55 % 0.55 % IRA 1 Year $500 - $249,999 0.80 % 0.80 % Minimum $500 Opening Deposit $250,000 and over 0.80 % 0.80 % IRA 1.5 Year $500 and over 0.95 % 0.95 % Minimum $500 Opening Deposit IRA 18 Month jump rate $1,000 and over 0.90 % 0.90 % Minimum $1,000 Opening Deposit IRA 18 Month variable rate* $500 and over 0.20 % 0.20 % Minimum $500 Opening Deposit IRA 2 Year $500 and over 1.14 % 1.15 % Minimum $500 Opening Deposit IRA 2.5 Year $500 and over 1.24 % 1.25 % Minimum $500 Opening Deposit IRA 3 Year $500 and over 1.54 % 1.55 % Minimum $500 Opening Deposit IRA 4 Year $500 and over 1.93 % 1.95 % Minimum $500 Opening Deposit IRA 5 Year $500 and over 2.32 % 2.35 % Minimum $500 Opening Deposit
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| Deposit Rates (view more rates & disclosures) |
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| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.10 % | 1.09 % |
| Spectrum MM | 0.85 % | 0.85 % |
| Spectrum Checking | 0.65 % | 0.65 % |
| Loan Rates (view more rates & disclosures) |
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| Top Rate | APR | Interest Rate |
|
HELOC |
4.000% | 4.000% |
|
5/1 ARM |
4.008% | 5.250% |
|
15 Year Mortgage |
4.323% | 4.125% |
|
30 Year Mortgage |
4.742% |
4.625% |
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