BankFinancial :: Rates :: Individual Retirement Account

Individual Retirement Account

The rates and APYs are accurate as of 11/19/2009

All retirement CDs are available as Traditional, Roth, or Education IRAs. You may make deposits in $50 increments to all Retirement CDs. There are no early withdrawal penalties on qualified disbursements from a BankFinancial Retirement CD.

Product/Term	Account Balance**	Interest Rate	APY
Retirement Management*	Less than $1,000	0.25 %	0.25 %
Minimum $50 Opening Deposit	$1,000 - $9,999	0.50 %	0.50 %
	$10,000 - $24,999	0.75 %	0.75 %
	$25,000 - $49,999	0.75 %	0.75 %
	$50,000 - $74,999	0.75 %	0.75 %
	$75,000 and over	0.75 %	0.75 %
IRA 91 Day	$500 - $249,999	0.45 %	0.45 %
Minimum $500 Opening Deposit	$250,000 and over	0.45 %	0.45 %
IRA 6 Month	$500 - $249,999	0.65 %	0.65 %
Minimum $500 Opening Deposit	$250,000 and over	0.65 %	0.65 %
IRA 1 Year	$500 - $249,999	1.05 %	1.05 %
Minimum $500 Opening Deposit	$250,000 and over	1.05 %	1.05 %
IRA 1.5 Year	$500 and over	1.34 %	1.35 %
Minimum $500 Opening Deposit
IRA 18 Month jump rate	$1,000 and over	1.29 %	1.30 %
Minimum $1,000 Opening Deposit
IRA 18 Month variable rate*	$500 and over	0.17 %	0.17 %
Minimum $500 Opening Deposit
IRA 2 Year	$500 and over	1.69 %	1.70 %
Minimum $500 Opening Deposit
IRA 2.5 Year	$500 and over	1.74 %	1.75 %
Minimum $500 Opening Deposit
IRA 3 Year	$500 and over	2.03 %	2.05 %
Minimum $500 Opening Deposit
IRA 4 Year	$500 and over	2.52 %	2.55 %
Minimum $500 Opening Deposit
IRA 5 Year	$500 and over	2.96 %	3.00 %
Minimum $500 Opening Deposit

Certificates of Deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum balance to earn Annual Percentage Yield (APY).

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

Deposit Rates (view more rates & disclosures)
Top Rate	APY	Interest Rate
Spectrum 15 Month CD	1.85 %	1.83 %
Spectrum MM	1.50 %	1.49 %
Spectrum Checking	1.00 %	1.00 %
Loan Rates (view more rates & disclosures)
Top Rate	APR	Interest Rate
5/1 ARM	4.090%	5.250%