Individual Retirement Account (IRA)

The rates and APYs are accurate as of 02/02/2012

All retirement CDs are available as Traditional, Roth, or Education IRAs. You may make deposits in $50 increments to all Retirement CDs. There are no early withdrawal penalties on qualified disbursements from a BankFinancial Retirement CD.

Product/Term	Account Balance**	Interest Rate	APY
Retirement Management*	Less than $1,000	0.10 %	0.10 %
Minimum $50 Opening Deposit	$1,000 - $9,999	0.15 %	0.15 %
	$10,000 - $24,999	0.20 %	0.20 %
	$25,000 - $49,999	0.20 %	0.20 %
	$50,000 - $74,999	0.20 %	0.20 %
	$75,000 and over	0.20 %	0.20 %
IRA 91 Day	$500 - $249,999	0.25 %	0.25 %
Minimum $500 Opening Deposit	$250,000 and over	0.25 %	0.25 %
IRA 6 Month	$500 - $249,999	0.30 %	0.30 %
Minimum $500 Opening Deposit	$250,000 and over	0.30 %	0.30 %
IRA 1 Year	$500 - $249,999	0.35 %	0.35 %
Minimum $500 Opening Deposit	$250,000 and over	0.35 %	0.35 %
IRA 1.5 Year	$500 and over	0.45 %	0.45 %
Minimum $500 Opening Deposit
IRA 18 Month jump rate	$1,000 and over	0.40 %	0.40 %
Minimum $1,000 Opening Deposit
IRA 18 Month variable rate*	$500 and over	0.08 %	0.08 %
Minimum $500 Opening Deposit
IRA 2 Year	$500 and over	0.60 %	0.60 %
Minimum $500 Opening Deposit
IRA 2.5 Year	$500 and over	0.70 %	0.70 %
Minimum $500 Opening Deposit
IRA 3 Year	$500 and over	0.80 %	0.80 %
Minimum $500 Opening Deposit
IRA 4 Year	$500 and over	1.05 %	1.05 %
Minimum $500 Opening Deposit
IRA 5 Year	$500 and over	1.24 %	1.25 %
Minimum $500 Opening Deposit

Certificates of Deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum balance to earn Annual Percentage Yield (APY).

For further details, please contact us at 800-894-6900 or via e-mail at Customer Service Center.