The rates and APYs are accurate as of
11/19/2009
Certificates of Deposit may be subject to a penalty for early withdrawal. *The rate may change after the account is opened. **Minimum to earn Annual Percentage Yield (APY). ***Account available for minors with opening deposit of $500. For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Certificates of Deposit (CDs)
Term Account Balance** Interest Rate APY 91 Day $1,000 - $249,999 0.40 % 0.40 % Minimum $1,000 Opening Deposit $250,000 and over 0.40 % 0.40 % 6 Month*** $1,000 - $249,999 0.60 % 0.60 % Minimum $1,000 Opening Deposit $250,000 and over 0.60 % 0.60 % 10 Month tax deferred $1,000 and over 0.70 % 0.70 % Minimum of $1,000 Opening Deposit 1 Year*** $1,000 - $249,999 1.00 % 1.00 % Minimum $1,000 Opening Deposit $250,000 and over 1.00 % 1.00 % 1.5 Year $1,000 and over 1.29 % 1.30 % Minimum $1,000 Opening Deposit 18 Month jump rate $1,000 and over 1.24 % 1.25% Minimum $1,000 Opening Deposit 18 Month Variable Rate* $1,000 and over 0.17 % 0.17 % Minimum $1,000 Opening Deposit 2 Year $1,000 and over 1.64 % 1.65 % Minimum $1,000 Opening Deposit 2.5 Year $1,000 and over 1.69 % 1.70 % Minimum $1,000 Opening Deposit 3 Year $1,000 and over 1.98 % 2.00 % Minimum $1,000 Opening Deposit 4 Year $1,000 and over 2.47 % 2.50 % Minimum $1,000 Opening Deposit 5 Year $1,000 and over 2.91 % 2.95 % Minimum $1,000 Opening Deposit
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| Deposit Rates (view more rates & disclosures) |
||
| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.85 % | 1.83 % |
| Spectrum MM | 1.50 % | 1.49 % |
| Spectrum Checking | 1.00 % | 1.00 % |
| Loan Rates (view more rates & disclosures) |
||
| Top Rate | APR | Interest Rate |
|
5/1 ARM |
4.090% | 5.250% |
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