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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.55 % 1.54 %
Spectrum MM 1.25 % 1.24 %
Spectrum Checking 1.00 % 1.00 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

5/1 ARM

4.090% 5.250%

 

 

 

Certificates of Deposit (CDs)

The rates and APYs are accurate as of 03/11/2010

TermAccount Balance**Interest RateAPY
91 Day$1,000 - $249,9990.30 %0.30 %
Minimum $1,000 Opening Deposit$250,000 and over0.30 %0.30 %
6 Month***$1,000 - $249,9990.50 %0.50 %
Minimum $1,000 Opening Deposit$250,000 and over0.50 %0.50 %
10 month tax deferred$1,000 and over0.55 %0.55 %
Minimum $1,000 Opening Deposit   
1 Year***$1,000 - $249,9990.85 %0.85 %
Minimum $1,000 Opening Deposit$250,000 and over0.85 %0.85 %
1.5 Year$1,000 and over1.05 %1.05 %
Minimum $1,000 Opening Deposit   
18 Month jump rate$1,000 and over1.00 %1.00 %
Minimum $1,000 Opening Deposit   
18 Month Variable Rate*$1,000 and over0.21 %0.21 %
Minimum $1,000 Opening Deposit   
2 Year$1,000 and over1.29 %1.30 %
Minimum $1,000 Opening Deposit   
2.5 Year$1,000 and over1.39 %1.40 %
Minimum $1,000 Opening Deposit   
3 Year$1,000 and over1.74 %1.75 %
Minimum $1,000 Opening Deposit   
4 Year$1,000 and over2.23 %2.25 %
Minimum $1,000 Opening Deposit   
5 Year$1,000 and over2.71 %2.75 %
Minimum $1,000 Opening Deposit   

Certificates of Deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum to earn Annual Percentage Yield (APY).

***Account available for minors with opening deposit of $500.

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

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