BankFinancial :: Rates :: Certificate of Deposit

Go to

Earn More ScoreCard Points Until March 31st - Learn How!

Deposit Rates (view more rates & disclosures)
Top Rate	APY	Interest Rate
Spectrum 15 Month CD	1.55 %	1.54 %
Spectrum MM	1.25 %	1.24 %
Spectrum Checking	1.00 %	1.00 %
Loan Rates (view more rates & disclosures)
Top Rate	APR	Interest Rate
5/1 ARM	4.090%	5.250%

Certificates of Deposit (CDs)

The rates and APYs are accurate as of 03/11/2010

Term	Account Balance**	Interest Rate	APY
91 Day	$1,000 - $249,999	0.30 %	0.30 %
Minimum $1,000 Opening Deposit	$250,000 and over	0.30 %	0.30 %
6 Month***	$1,000 - $249,999	0.50 %	0.50 %
Minimum $1,000 Opening Deposit	$250,000 and over	0.50 %	0.50 %
10 month tax deferred	$1,000 and over	0.55 %	0.55 %
Minimum $1,000 Opening Deposit
1 Year***	$1,000 - $249,999	0.85 %	0.85 %
Minimum $1,000 Opening Deposit	$250,000 and over	0.85 %	0.85 %
1.5 Year	$1,000 and over	1.05 %	1.05 %
Minimum $1,000 Opening Deposit
18 Month jump rate	$1,000 and over	1.00 %	1.00 %
Minimum $1,000 Opening Deposit
18 Month Variable Rate*	$1,000 and over	0.21 %	0.21 %
Minimum $1,000 Opening Deposit
2 Year	$1,000 and over	1.29 %	1.30 %
Minimum $1,000 Opening Deposit
2.5 Year	$1,000 and over	1.39 %	1.40 %
Minimum $1,000 Opening Deposit
3 Year	$1,000 and over	1.74 %	1.75 %
Minimum $1,000 Opening Deposit
4 Year	$1,000 and over	2.23 %	2.25 %
Minimum $1,000 Opening Deposit
5 Year	$1,000 and over	2.71 %	2.75 %
Minimum $1,000 Opening Deposit

Certificates of Deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum to earn Annual Percentage Yield (APY).

***Account available for minors with opening deposit of $500.

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

Rates

Earn 1.25 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
Learn More >>

Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
Learn More >>