The rates and APYs are accurate as of
07/29/2010
Certificates of Deposit may be subject to a penalty for early withdrawal. *The rate may change after the account is opened. **Minimum to earn Annual Percentage Yield (APY). ***Account available for minors with opening deposit of $500. For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.
Certificates of Deposit (CDs)
Term Account Balance** Interest Rate APY 91 Day $1,000 - $249,999 0.30 % 0.30 % Minimum $1,000 Opening Deposit $250,000 and over 0.30 % 0.30 % 6 Month*** $1,000 - $249,999 0.50 % 0.50 % Minimum $1,000 Opening Deposit $250,000 and over 0.50 % 0.50 % 10 month tax deferred $1,000 and over 0.50 % 0.50 % Minimum $1,000 Opening Deposit 1 Year*** $1,000 - $249,999 0.75 % 0.75 % Minimum $1,000 Opening Deposit $250,000 and over 0.75 % 0.75 % 1.5 Year $1,000 and over 0.90 % 0.90 % Minimum $1,000 Opening Deposit 18 Month jump rate $1,000 and over 0.85 % 0.85 % Minimum $1,000 Opening Deposit 18 Month Variable Rate* $1,000 and over 0.20 % 0.20 % Minimum $1,000 Opening Deposit 2 Year $1,000 and over 1.09 % 1.10 % Minimum $1,000 Opening Deposit 2.5 Year $1,000 and over 1.19 % 1.20 % Minimum $1,000 Opening Deposit 3 Year $1,000 and over 1.49 % 1.50 % Minimum $1,000 Opening Deposit 4 Year $1,000 and over 1.88 % 1.90 % Minimum $1,000 Opening Deposit 5 Year $1,000 and over 2.27 % 2.30 % Minimum $1,000 Opening Deposit
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| Deposit Rates (view more rates & disclosures) |
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| Top Rate | APY | Interest Rate |
| Spectrum 15 Month CD | 1.10 % | 1.09 % |
| Spectrum MM | 0.85 % | 0.85 % |
| Spectrum Checking | 0.65 % | 0.65 % |
| Loan Rates (view more rates & disclosures) |
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| Top Rate | APR | Interest Rate |
|
HELOC |
4.000% | 4.000% |
|
5/1 ARM |
4.008% | 5.250% |
|
15 Year Mortgage |
4.323% | 4.125% |
|
30 Year Mortgage |
4.742% |
4.625% |
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