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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 23 Month CD 3.75 % 3.68 %
Spectrum 13 Month CD 3.50 % 3.44 %
Spectrum 8 Month CD 3.25 % 3.20 %
Spectrum MM 3.00 % 2.96 %
Spectrum Checking 2.00 % 1.98 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

5/1 ARM

4.010% 4.875%

 

 

Certificates of Deposit (CDs)

01/05/2009

TermAccount Balance**Interest RateAPY
91 Day$1,000 - $249,9991.59 %1.60 %
Minimum $1,000 Opening Deposit$250,000 and over1.74 %1.75 %
6 Month$1,000 - $249,9991.98 %2.00%
Minimum $1,000 Opening Deposit$250,000 and over2.08 %2.10 %
1 Year$1,000 - $249,9992.23 %2.25 %
Minimum $1,000 Opening Deposit$250,000 and over2.37 %2.40 %
1.5 Year$1,000 and over2.47 %2.50 %
Minimum $1,000 Opening Deposit      
18 Month jump rate$1,000 and over2.42 %2.45 %
Minimum $1,000 Opening Deposit      
18 Month Variable Rate*$1,000 and over0.25 %0.25 %
Minimum $1,000 Opening Deposit      
2 Year$1,000 and over2.71 %2.75 %
Minimum $1,000 Opening Deposit      
2.5 Year$1,000 and over2.91 %2.95 %
Minimum $1,000 Opening Deposit      
3 Year$1,000 and over3.10 %3.15 %
Minimum $1,000 Opening Deposit      
4 Year$1,000 and over3.20 %3.25 %
Minimum $1,000 Opening Deposit      
5 Year$1,000 and over3.44 %3.50 %
Minimum $1,000 Opening Deposit      

Certificates of deposit may be subject to a penalty for early withdrawal.

*The rate may change after the account is opened.

**Minimum to earn Annual Percentage Yield (APY).

For further details, please contact us at 888-409-5100 or via e-mail at Customer Service Center.

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