Mortgage Loans
Financial Solutions for Your Home
Whether you are thinking about buying your first home or buying your dream home, BankFinancial has the mortgage financing solution designed to help you achieve your dream. You'll get a competitive interest rate and low closing costs.
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- Loan Interest Rates
- Mobile Mortgage Rates
- Mortgage Types
- Affordable Mortgages
- Specialty Financing
- Mortgage Calculators
- Mortgage Glossary
Fixed Rate Mortgages: Safe, Secure, Comfortable
Stability in your mortgage payment allows you to rest easy. Knowing that your monthly principal and interest payment won’t ever change during the life of the loan will help you relax. And because we offer a wide variety of term options, you’ll be able to tailor your equity growth to suit your specific financial needs and goals.
We offer fixed-rates in 10, 15, 20 and 30 Year Terms.
Adjustable Rate Mortgages: Lower Payment NOW!
With lower interest rates for the first few years of your adjustable rate mortgage, you’ll be able to enjoy lower monthly payments for initial period, guaranteed. With 3/1, 5/1 and 7/1 options available, adjustable rate mortgages are perfect for borrowers planning short to medium length stays in their home or those able to benefit from lower payments now while anticipating higher incomes in the future.
Affordable Mortgages: Making Home Ownership Affordable
Just because you don’t have a lot of money saved for a down payment doesn’t mean you can’t afford a home of your own. Our Affordable Mortgages can help you realize your dream NOW!
Fannie Mae Community Home Buyer Program
With more lenient underwriting standards than conventional mortgages and a variety of low down payment options, the Community Home Buyer Program may be just what you need to buy that home you’ve been thinking about. And with 97% financing available to qualified borrowers a new home could be closer than you think.
Federal Home Loan Bank Downpayment Plus® 2009 Program
Downpayment Plus® is a statewide affordable housing initiative administered by the Illinois League of Financial Institutions (ILFI) and funded by the Chicago Federal Home Loan Bank. It offers new hope for aspiring low-income homebuyers, who previously have been unable to afford down payments and closing costs.
As a Downpayment Plus® participating institution, we are excited about its potential and look forward to expanding the home ownership opportunities of low-income families in our market area. Income-qualified households within Illinois are eligible to receive up to $4,000 in down payment and closing costs assistance to be used in conjunction with the acquisition of owner-occupied one and two-family dwellings.
Specialty Financing
Home Equity Lending
There’s money hiding in your house. Let us help you find it. Whether you're interested in improving your home, consolidating debt, financing a loved one’s education or taking that dream vacation, you can easily tap the equity in your home to achieve your financial needs and goals.
We offer both fixed-rate equity loans or adjustable-rate lines of credit to fit every situation. Just apply online, call our Loan-by-Phone at 800-894-6900, or stop by your local branch to speak with a client representative.
