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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.55 % 1.54 %
Spectrum MM 1.25 % 1.24 %
Spectrum Checking 1.00 % 1.00 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

5/1 ARM

4.090% 5.250%

 

 

 

Consumer Loans

You can do more and live better when you take advantage of BankFinancial 's competitive loans coupled with today's low rates!

Home Equity Loans

Do more with the equity in your home! Unlike credit cards and other consumer credit, the interest you pay on a Home Equity Loan may be 100% tax-deductible, making your cost to borrow even less.*

Home Equity Line of Credit - (details)

  • Use as much or as little of your loan as needed
  • Same low rate for all amounts up to $500,000

Fixed Rate Home Equity Loan - (details)

  • Lock in today's rates
  • Enjoy the security of fixed monthly payments

*Consult your tax advisor regarding deductibility.

Loans on Deposit

Borrow from yourself! Access your funds in a BankFinancial CD.

  • Borrow up to 95% of your money penalty-free
  • Continue to earn interest on your CD throughout the term
  • Monthly payments will be automatically deducted from your BankFinancial checking account

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Earn 1.25 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
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Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
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