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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.10 % 1.09 %
Spectrum MM 0.85 % 0.85 %
Spectrum Checking 0.65 % 0.65 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

HELOC

4.000% 4.000%

5/1 ARM

4.008% 5.250%

15 Year Mortgage

4.323% 4.125%

30 Year Mortgage

4.742%

4.625%

 

 

 

Individual Retirement and Education Savings Plans

Do more with your funds for retirement or education through a variety of BankFinancial tax-advantaged accounts and services. Check out our Retirement Calculators to answer some retirement goal questions.

Self-Directed Retirement Management Account - (details)

  • Gives you the flexibility to manage your investments quickly and without penalty
  • Earn money market interest rates on your retirement funds - current rates

Traditional IRA - (details)

  • Allows you to choose from a variety of investment options
  • Earn tax benefits on contributions**

Roth IRA - (details)

  • Allows you to choose from a variety of investment options
  • Earn tax benefits on contributions**

Coverdell Education Savings Account (CESA)** - (details)

  • Put money aside for your child's or grandchild's education
  • Earn valuable tax benefits for yourself

**Consult your tax advisor.

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Earn 0.85 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
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Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
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