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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Purple 14 Month CD 0.60 % 0.60 %
Purple 21 Month CD 0.75 % 0.75 %
Purple MM 0.40 % 0.40 %
Loan Rates
(view more rates & disclosures)  
Top Rate APR Interest Rate
3/1 ARM 3.344% 2.625%

5/1 ARM

 3.292% 2.750%

7/1 ARM

 3.338% 3.000%

HELOC

 4.000% 4.000%

15 Year Mortgage

 3.500% 3.250%

30 Year Mortgage

3.893%

3.750%

 

 

 

 Personal Deposit Accounts

No matter what your income, age or financial goals, insured deposit accounts and services from BankFinancial can help you do more with your money. Open an account today with Online Account Opening.

 

Account Access 

Personal Checking Accounts

Do more in less time with a checking account from BankFinancial. Enhance any of our checking accounts with:

 Totally Free Checking - (details) 

Open a Totally Free Checking Account Online

Spectrum Direct Checking - (details)

Open a Spectrum Direct Checking Account Online

*Free ATM does not include the surcharge that may be assessed by the owner of the ATM. 

Spectrum Select Checking - (details)

*Free ATM does not include the surcharge that may be assessed by the owner of the ATM.

Interest Checking - (details)

Lifestyle 50 Checking - (details)

Student Checking - (details)

Graduate Checking - (details)

*Free ATM does not include the surcharge that may be assessed by the owner of the ATM.

Wealth Management Checking - (details)

*Free ATM does not include the surcharge that may be assessed by the owner of the ATM.

Personal Money Market Accounts

Your money will do more for you in a higher yielding Personal Money Market account without the time commitments required by Certificates of Deposit and other term investments.

Money Market Account - (details)

  • Earns competitive interest on balances of $1,000 or more

Spectrum Select Money Market - (details)

*Free ATM does not include the surcharge that may be assessed by the owner of the ATM.

Savings and CDs

Do more to reach your savings goals with a high-earning, insured investment from BankFinancial. 

Certificates of Deposit - (details)

Open a 6 Month CD Online

  • Receive higher yields and guaranteed safety with a Certificate of Deposit

Loan on Deposit

Need immediate access to your BankFinancial CD funds, which have not yet matured? Obtain a Loan on Deposit by using an existing BankFinancial CD as collateral.

  • For rates, call our Customer Service Center at 800-894-6900.

Access Multi-Million Dollar FDIC Insurance

CDARS, the Certificate of Deposit Account Registry Service®  - (details)

Looking for a way to keep large deposits safe? Ask us about CDARS®. It's a great solution for: businesses, nonprofit organizations, public funds managers, trustees, financial advisors, individuals, credit unions and IRAs.

With CDARS, you can access multi-million dollar FDIC protection through BankFinancial. One bank. One rate. One statement. It's that easy!

There are few guarantees in life. FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you or your business.*

*Limits apply. Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement with BankFinancial. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks, and One bank, One rate, One statement is a service mark, of Promontory Interfinancial Network, LLC.

Personal Savings Account - (details)

Open a Personal Savings Account Online

  • Earn interest on funds you've set aside for short-term goals
  • Choose a statement or passbook savings

Kids Savings - (details)

  • The perfect account for kids learning to save
  • Earns interest
  • Choose a statement or passbook savings

Holiday Club Savings Account - (details)

  • Save regularly and receive a check for your savings just in time for the holidays

U.S. Savings Bonds - purchase them online today!

  • A stable investment
  • Makes great gifts

Overdraft Protection

Do more to protect yourself from costly and embarrassing overdrafts.

Savings Sweep - (details)

  • Automatically transfers funds from savings to checking to cover overdrafts

Home Equity Line of Credit Overdraft Protection - (details)

  • Use your Home Equity Line to cover larger overdrafts

Bank-by-Phone - 800-244-BANK (2265)

  • Available 24 hours a day, 7 days a week
  • Check your balance
  • Transfer funds from one account to another

To set up personal account access, please contact our Customer Service Center at 800-894-6900. Instructions will be provided to you.

 

Personal Services
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3/1 ARM now at 2.625% Interest Rate and 3.344% Annual Percentage Rate!
Perfect for borrowers planning short to medium length stays in their home or those able to benefit from lower payments now while anticipating higher incomes in the future.
Learn More >>

 

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