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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Purple 14 Month CD 0.60 % 0.60 %
Purple 21 Month CD 0.75 % 0.75 %
Purple MM 0.40 % 0.40 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate
3/1 ARM 3.344% 2.625%

5/1 ARM

3.292% 2.750%

7/1 ARM

3.338% 3.000%

HELOC

4.000% 4.000%

15 Year Mortgage

3.500% 3.250%

30 Year Mortgage

3.893%

3.750%

 

 

 

Bank Cards 

Visa® Check Card

Works like a check, but does more:

  • Use it as your ATM card
  • Use it anywhere that VISA® is accepted
  • Is accepted like a credit card, but the funds are taken directly out of your checking account.
  • No annual fee*

Click here to apply. Businesses can apply hereReport your card lost or stolen.

*Some usage fees may apply. See our Schedule of Fees for details. Click here to view the Electronic Funds Transfers & ATM's Policy.

Visa® Credit Card

You may choose from a variety of BankFinancial Visa® Credit Cards, each designed to match your different needs. Whichever card you choose, you’ll enjoy valuable benefits like:

  • Rewards such as miles, cash back or gifts - available with most cards
  • Free online account access
  • Visa's Zero Liability protection for unauthorized use of your card
  • Verified by Visa®  Program to protect your online purchases with a personal password
  • Car rental discounts with Alamo, Avis, Hertz and National
  • 24-hour Cardmember Service 

Click here to apply or pick up an application at your nearest BankFinancial branch. For existing cardholders, you can access your account here.

Visa®  Prepaid Cards

Visa Prepaid Cards are the convenient and secure alternative to cash or checks, providing an easy way to pay, anytime and anywhere. Now available at any BankFinancial branch.*

Already have a Visa Prepaid Card? Check your card balance now.

  • General Purpose Card - The card can be loaded and reloaded to use everywhere Visa debit cards are accepted. They are ideal for paying bills, budgeting, direct deposit, shopping and more.
  • Gift Cards - The perfect gift, it can be used everywhere Visa debit cards are accepted. No matter what the occassion, you'll be giving exactly what they want, every time. 
  • Visa Travel Card - You no longer need to carry traveler's checks or large amounts of cash when you travel. Set your spending limit, load the appropriate amount on to your card, and you're ready to go.

*A fee may apply when purchasing a Visa Prepaid Card. See our schedule of fees.

Verified by Visa®

Verified by Visa is a FREE service that protects your existing BankFinancial Visa Check Card with a personal password, giving you reassurance that only you can use your Visa card online.

  • Once your card is activated, your card number will be recognized whenever you purchase at participating online stores
  • Enter your password in the Verified by Visa window, your identity will be verified, and the transaction will be completed
  • In stores that are not yet participating in Verified by Visa, your Visa card will continue to work as usual
  • For more information, visit the Visa website

 

ATM Card

  • Withdraw funds
  • Transfer funds
  • Make balance inquiries
  • No monthly fee
  • Transactions at BankFinancial ATM locations are free with all our checking accounts*

Click here to apply. Report your card lost or stolen.

*Some usage fees may apply. Check our Schedule of Fees for details.  Click here to view the Electronic Funds Transfers & ATM's Policy.

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3/1 ARM now at 2.625% Interest Rate and 3.344% Annual Percentage Rate!
Perfect for borrowers planning short to medium length stays in their home or those able to benefit from lower payments now while anticipating higher incomes in the future.
Learn More >>