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Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.10 % 1.09 %
Spectrum MM 0.85 % 0.85 %
Spectrum Checking 0.65 % 0.65 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

HELOC

4.000% 4.000%

5/1 ARM

4.008% 5.250%

15 Year Mortgage

4.323% 4.125%

30 Year Mortgage

4.742%

4.625%

 

 

 

Bank Cards

Visa® Check Card

Works like a check, but does more:

Click here to apply. Businesses can apply hereReport your card lost or stolen.

*Some usage fees may apply. See our Schedule of Fees for details. Click here to view the Electronic Funds Transfers & ATM's Policy.

Visa® Credit Card

You may choose from a variety of BankFinancial Visa® Credit Cards, each designed to match your different needs. Whichever card you choose, you’ll enjoy valuable benefits like:

  • Rewards such as miles, cash back or gifts - available with most cards
  • Free online account access
  • Visa's Zero Liability protection for unauthorized use of your card
  • Verified by Visa®  Program to protect your online purchases with a personal password
  • Car rental discounts with Alamo, Avis, Hertz and National
  • 24-hour Cardmember Service 

Click here to apply or pick up an application at your nearest BankFinancial branch. For existing cardholders, you can access your account here.

Verified by Visa®

Verified by Visa is a FREE service that protects your existing BankFinancial Visa Check Card with a personal password, giving you reassurance that only you can use your Visa card online.

  • Once your card is activated, your card number will be recognized whenever you purchase at participating online stores
  • Enter your password in the Verified by Visa window, your identity will be verified, and the transaction will be completed
  • In stores that are not yet participating in Verified by Visa, your Visa card will continue to work as usual
  • For more information, visit the Visa website

 

ATM Card

  • Withdraw funds
  • Transfer funds
  • Make balance inquiries
  • No monthly fee
  • Transactions at BankFinancial ATM locations are free with all our checking accounts*

Click here to apply. Report your card lost or stolen.

*Some usage fees may apply. Check our Schedule of Fees for details.  Click here to view the Electronic Funds Transfers & ATM's Policy.

Personal Services
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Earn 0.85 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
Learn More >>

Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
Learn More >>