Online Banking
Go to
Deposit Rates 
(view more rates & disclosures)
Top Rate APY Interest Rate
Spectrum 15 Month CD 1.05 % 1.05 %
Spectrum MM 0.85 % 0.85 %
Spectrum Checking 0.65 % 0.65 %
Loan Rates
(view more rates & disclosures)
 
Top Rate APR Interest Rate

HELOC

4.000% 4.000%

5/1 ARM

4.008% 5.250%

15 Year Mortgage

4.196% 4.000%

30 Year Mortgage

4.615%

4.500%

 

 

 

Commercial Lending

Do more for your business and take advantage of today's rates. It's an ideal time to expand your business, increase inventory or simply to manage your cash flow. We offer a variety of commercial loan products to help you seize new opportunities. To speak to a Commercial Loan Representative in your area, contact us today at 800-941-9898.

Commercial Real Estate

Our extensive experience and contacts throughout the Chicago area enable us to execute loans quickly for the following types of properties and ventures:

  • Office Buildings
  • Light Industrial Buildings
  • Shopping Centers
  • Mixed-Use Developments
  • New Construction
  • Investment or Owner-Occupied Properties

Term Loans

We'll lend you just what you need and help you to maximize profitability with flexible terms and a repayment schedule that match your cash flow. We have term loans for:

  • Increasing inventory
  • Purchasing equipment
  • Acquiring a related business
  • Developing a new product line

Lines of Credit

A Line of Credit from BankFinancial gives your company the flexibility it needs to meet unexpected cash needs, to take advantage of sudden business opportunities or to fund cyclical changes in receivables or inventory.

  • Use as much or as little of your loan as needed
  • Pay interest only on the amount you've borrowed
  • Manage cash flow while maximizing profits

Multi-Family and Mixed-Use Real Estate Loans

Whether you are a new investor looking to buy one apartment building or an entrepreneur seeking financing for multiple investment properties, BankFinancial can provide the financing you need with competitive rates and low fees!

$100,000 to Multi-Million Dollar Projects

  • Financing on new purchases of multi-family and mixed-use properties
  • 5 to 100 or more units
  • Refinancing existing properties
  • Financing available in Cook, Will, DuPage, Kane, McHenry, Lake, Kendall, Grundy, and Kankakee counties in Illinois and Lake and Porter counties in Indiana

Fixed-Rate Mortgages

  • Low rates offered on our Mortgages
  • 3 and 5-year balloons 
  • 25-year amortization and payback periods

Multi-Family Loan Application

Commercial Services
Search

Earn 0.85 % APY On Your Higher Balances!
Check out our high yielding Spectrum Select Money Market
Learn More >>

Score Big Rewards with Checking!
Earn bonus points for making everyday purchases.
Learn More >>