Do more with your cash flow and increase your earnings. That’s banking with BankFinancial. All our business deposit accounts can be enhanced with services such as: free Online Business Banking, free Online Business Statements,  Cash Management, Auto Sweep accounts, Merchant Processing and Lockbox Service. Check out our Spectrum Select Business Checking Account.

• Business Checking & Money Market Accounts
• Certificate of Deposit Account Registry Service (CDARS)
• Employee Retirement Plans
• Deposit Interest Rates
• Information about Check 21
• Reorder Business Checks and Forms online
• Fee Schedule 

Small Business Checking - (details)

• No service fee for up to 500 items per month
• FREE VISA® Business Check Card with ScoreCard Rewards! 
• FREE Online Business Banking with Free Business Bill Pay 
• FREE Online Business Statements 
• Sole proprietors can earn interest on balances above $1,000 - current rates

Analyzed Business Checking - (details)

• Higher balances will be rewarded with more free services through a monthly earnings credit that offsets fees
• FREE VISA® Business Check Card with ScoreCard Rewards! 
• FREE Online Business Banking with Free Business Bill Pay 
• FREE Online Business Statements 

Civic Checking - (details)

• For Not-for-Profit Organizations with a 501(c)(3) or 501(c)(4) designation
• Make the most of fundraising efforts with this totally free, interest-bearing account
• FREE VISA® Business Check Card with ScoreCard Rewards! 
• FREE Online Business Banking with Free Business Bill Pay 
• FREE Online Business Statements 

Spectrum Select Small Business Checking - (details)

• For businesses with a checking account and relationship balance of at least $10,000
• Free Unlimited Transactions
• Free Unlimited Cash Deposits
• Receive exclusive rates on CDs and Money Market Accounts
• FREE VISA® Business Check Card with ScoreCard Rewards! 
• FREE Online Business Banking with Free Business Bill Pay 
• FREE Online Business Statements 

IOLTA Accounts - (details)

• Conforms to Illinois Lawyer Trust Fund
• Earns interest

Business Money Market - (details)

• Balances over $1,000 earn interest
• Higher balances are rewarded with higher interest

Retirement Plans

Do more for your employees with a retirement plan from BankFinancial. In turn, your employees will do more for you! Any of our tax-advantaged investments can help you maintain your lifestyle when you retire. BankFinancial and Wealth Management have a variety of investment options to choose from. Check out our Business Retirement Educators to answer some retirement goal questions.

Simple Employee Pension (SEP) - (details)

• Ideal investment for the small business owner and particularly the self-employed
• Contributions are tax-deductible
• Earnings are tax-deferred

401(k) Plans - (details)

• A federally-approved retirement plan
• Allows employees to set aside a portion of their salary before income tax is withheld
• Earnings in a 401(k) remain tax-deferred until retirement