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Deposit Rates 
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Top Rate APY Interest Rate
Spectrum 23 Month CD 3.75 % 3.68 %
Spectrum 13 Month CD 3.50 % 3.44 %
Spectrum 8 Month CD 3.25 % 3.20 %
Spectrum MM 3.00 % 2.96 %
Spectrum Checking 2.00 % 1.98 %
Loan Rates
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Top Rate APR Interest Rate

5/1 ARM

4.010% 4.875%

 

 

Commercial Loans

Do more for your business and take advantage of today's rates. It's an ideal time to expand your business, increase inventory or simply to manage your cash flow. We offer a variety of commercial loan products to help you seize new opportunities. To speak to a Commercial Loan Representative in your area, contact us today at 800-941-9898.

Commercial Real Estate

Our extensive experience and contacts throughout the Chicago area enable us to execute loans quickly for the following types of properties and ventures:

  • Office Buildings
  • Light Industrial Buildings
  • Shopping Centers
  • Mixed-Use Developments
  • New Construction
  • Investment or Owner-Occupied Properties

Term Loans

We'll lend you just what you need and help you to maximize profitability with flexible terms and a repayment schedule that match your cash flow. We have term loans for:

  • Increasing inventory
  • Purchasing equipment
  • Acquiring a related business
  • Developing a new product line

Lines of Credit

A Line of Credit from BankFinancial gives your company the flexibility it needs to meet unexpected cash needs, to take advantage of sudden business opportunities or to fund cyclical changes in receivables or inventory.

  • Use as much or as little of your loan as needed
  • Pay interest only on the amount you've borrowed
  • Manage cash flow while maximizing profits

Multi-Family and Mixed-Use Real Estate Loans

Whether you are a new investor looking to buy one apartment building, or an entrepreneur seeking financing for multiple investment properties, BankFinancial can provide the financing you need at competitive rates, with low fees and zero points!

$100,000 to Multi-Million Dollar Projects

  • Financing on new purchases of multi-family and mixed-use properties
  • 5 to 100 or more units
  • Refinancing existing properties.
  • Financing available in Cook, Will, DuPage, Kane, McHenry, Lake, Kendall, Grundy, and Kankakee counties in Illinois and Lake and Porter counties in Indiana

Adjustable and Fixed-Rate Mortgages

  • Low rates offered on our Adjustable Rate Mortgages (ARMs)
  • 3/1, 5/1 and 7/1 ARMs
  • 25-year amortization and payback periods

Multi-Family Loan Application

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